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《金融英语》期末试卷

作者:高考题库网
来源:https://www.bjmy2z.cn/gaokao
2021-02-26 04:07
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2021年2月26日发(作者:乌金纸)


2011 -2012


学年度第一学期《金融英语》



期末考试


A





专业























年级
















学号
















姓名

















题号


















总得分



阅卷人



分值



10%


10%


10%


20%


20%


10%


20%


100%



得分












Ⅰ.


Match the words in the left column with the proper chinese equivalents in the right


column.





10 points,1 point for each





(



) 1 financial assets















A


通货膨胀



(



) 2 executive



















B


托收行



(



) 3 barter






















C


金融资产



(



) 4 installment


















D


有利可图的



(



) 5 profitable



















E


机密的



(



) 6 recipient




















F


分期付款



(



) 7


order























G


指定的人



(



) 8 inflation




















H


行政人员



(



) 9 confidental


















I


物物交换



(



) 10 remitting bank














J


收信人




the full name to the following words.< /p>



2



/


题,



5


题共


10


分)



1




ECU

















______________________________


2




IMF

















______________________________

















3




SDRs
















______________________________



4




D/A


















_______________________________



5




CPA

















________________________________



. Decide whether each of the following statements is true(T) or false(F).



10


分)






(



)


1.


Business


transactions


should


not


be


confused


with


personal


transactions.


Similarly,


the


transactions of different entities should not be accounted for together.


(



) 2. A usance credit means a credit which stipulates the immediate payment on presentation of



1


documents.



(



) 3. In documentary credit, the issuing bank is usually a bank located in the beneficiary



s country.



(



) 4. An advising bank or notifying bank is the bank that advises the applicant that a letter of credit


(L/C) has been issued, confirmed, or amended.



(



) 5. Acceptance must be made at the back of the bill and signed by the drawee.



(



) 6. In cheque transactions, the drawer and the payer are the same person.


(



) 7. Both a crossed cheque and a open cheque can be cashed over the counter.



(



) 8. Education loan is, just one tpye of amortization loans.



(



)


9.


Short-term


loans


are


often


used


to


satisfy


fixed


asset


investment


whereas


medium


and


long-term loans are often used to finance working capital needs.



(



) 10. By barter, it means that people use goods to trade for other goods made by other people.




. Choose the best answer.(2



/< /p>


题,


10


题共


2 0



)


(




) 1. The first modern international monetary system was the _________?


A gold standard













B Bretton Woods System


C Jemaica System











D European Monetary System


(




) 2. Used to settle official


transactions at the IMF, ______ are sometimes called paper gold.


A dollars











B ECUs


C SDRs












D all currencies


(




)


3.


The


____fees


are


one-time


charges


negotiated


in


advance


and


imposed


when


the


loan


agreement is signed.


A management










B front-end


C commitment










D participation



(




) 4. The person paying the money is _______ of a cheque.


A the drawee









B the endorser


C the payee










D the endorsee



(




) 5. The documents will not be delivered to the buyer until ________.


A the buyer has cleared goods









B the goods have arrived


C the bill is paid or accepted










D both A and B


(




) 6. If it is not stated as D/P or D/A, the documents can be released_________.


A against acceptance pour aval








B against acceptance



C against payment


















D in either way



(




)


7.


Under_____,


no


draft


is


drawn.


It


is


also


used


as


a


means


of


avoiding


the


stamp


duty


payable on drafts.


A the acceptance credit









B the derferred payment credit



C the payment credit











D the negotiated credit



(




) 8. ________is the bank to which the pricipal has entrusting the collection.


A The remitting bank









B The collecting bank


C The presenting bank








D Both A and B



(




) 9. Which principle has the assumption that the business will continue in operation?


A The cost principle











B The going-concern concept


C The matching principle







D Both A and B



(




) 10. _______ is the most important part of a bank letter.


A Subject




















B Body


C Complimentary close









D Signature



. Translate the following sentences. (20



)


1.


The


usual


way


the


drawee


accepts


a


draft


is


by


writing


or


stamping


the


word



ACCEPTED



on the face of the draft, plus the drawee



s authorized signature and the


date accepted.


2.


Banks


wiil


act


in


good


faith


and


exercise


reasonable


care


and


must


verify


that


the


documents received appear to ba as listed in the collection order.



3.


Nonprofit


organizations


such


as


churches,


most


hospitals,


government


agencies,


and


colleges use accounting information in much the same way that profit oriented businesses


do.


4.


用货币作为交换媒介是货币的主要职能之一。



5.


有时在借款人的要求下,由贷款人给与还款的宽限期。



1.________________________________________ ______________________________________


_ __________________________________________________ _____________________________


2._______ __________________________________________________ _____________________


__________________ __________________________________________________ ____________


3.________________________ __________________________________________________ ____


___________________________________ _____________________________________________


4._________________________________________ _____________________________________


__ __________________________________________________ ____________________________


5.________ __________________________________________________ ____________________


___________________ __________________________________________________ ___________




.


Reading comprehension.


You are required to Choose the best response from A to D in the box


according to passage. Then mark the corresponding letter on the Answer Sheet.




2

< br>分


/


题,


5


题共


10


分)

< br>


As


prices


and


building


costs


keep


rising,


the



do-it- yourself




(DIY)


trend


(


趋势


)


in


the


U.S.


continues to grow.



We needed furniture(


家具


) for our living room.




Says John Ross,



and we just


didn’t


have


enough money to buy it. So we decided to try making a few tables and chairs.




John got married six


months ago, and like many young people these days, they are struggling to make a home at a time when


the cost of living is very high. The Rosses took a 2-week course for $$ 280 at a night school. Now they


build all their furniture and make repairs around the house.


Jim Hatfield has three boys and his wife died. He has a full- time job at home as well as in a shoe


making factory. Last month, he received a car repair bill for $$ 420.



I was deeply upset about it. Now I


have finished a car repair course, I should be able to fix the car by myself.




John and Jim are not unusual people. Most families in the country are doing everything they can to


save money so they can fight the high cost of living. If you want to become a



do-it- yourself



, you can


go to DIY classes. And for those who do not have time to take a course, there are books that tell you


how you can do things yourself.


1. We can learn from the text that many newly married people _______.




A. find it hard to pay for what they need





B. have to learn to make their own furniture.




C. take DIY courses run by the government.





D. seldom go to a department store to buy things


2. John and his wife went to evening classes to learn how to _____




A. run a DIY shop








B. make or repair things





C. save time and money










D. improve the quality of life.


3. When the writer says Jim has a full-time job at home, he means Jim ____




A. makes shoes in his home







B. does extra work at night




C. does his own car and home repairs





D. keeps house and looks after his children


4. Jim Hatfield decided to become a



do-it- yourself




when ____




A. his car repairs cost too much




B. the car repair class was not helpful





C. he could no possible do two job








D. he had to raise the children all by himself


5. What would be the best title for the text?




A. the Joy of DIY







B. You Can Do It Too!




C. Welcome to Our DIY Course!







D. Ross and Hatfield: Believers in DIY




.



根据信 用证要求填写下列汇票。


(2



/


空,共


20



)




2

-


-


-


-


-


-


-


-



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