-
2011 -2012
学年度第一学期《金融英语》
期末考试
A
卷
专业
年级
学号
姓名
题号
一
二
三
四
五
六
七
总得分
阅卷人
分值
10%
10%
10%
20%
20%
10%
20%
100%
得分
Ⅰ.
Match the words in the
left column with the proper chinese equivalents in
the right
column.
（
10 points,1
point for each
）
(
) 1 financial
assets
A
通货膨胀
(
) 2 executive
B
托收行
(
) 3 barter
C
金融资产
(
) 4
installment
D
有利可图的
(
) 5 profitable
E
机密的
(
) 6 recipient
F
分期付款
(
) 7
order
G
指定的人
(
) 8 inflation
H
行政人员
(
) 9 confidental
I
物物交换
(
) 10 remitting bank
J
收信人
the full name to the following words.<
/p>
（
2
分
/
题，
5
题共
10
分）
1
．
ECU
______________________________
2
．
IMF
______________________________
3
．
SDRs
______________________________
4
．
D/A
_______________________________
5
．
CPA
________________________________
Ⅲ
. Decide whether each of
the following statements is true(T) or false(F).
（
10
分）
(
)
1.
Business
transactions
should
not
be
confused
with
personal
transactions.
Similarly,
the
transactions of different entities
should not be accounted for together.
(
) 2. A usance credit means
a credit which stipulates the immediate payment on
presentation of
1
documents.
(
) 3. In documentary credit,
the issuing bank is usually a bank located in the
beneficiary
’
s
country.
(
) 4. An advising bank or notifying bank
is the bank that advises the applicant that a
letter of credit
(L/C) has been issued,
confirmed, or amended.
(
) 5. Acceptance must be
made at the back of the bill and signed by the
drawee.
(
) 6. In cheque transactions, the drawer
and the payer are the same person.
(
) 7. Both a crossed cheque
and a open cheque can be cashed over the
counter.
(
) 8. Education loan is, just one tpye
of amortization loans.
(
)
9.
Short-term
loans
are
often
used
to
satisfy
fixed
asset
investment
whereas
medium
and
long-term loans are
often used to finance working capital
needs.
(
) 10. By barter, it means that people
use goods to trade for other goods made by other
people.
Ⅳ
.
Choose the best answer.(2
分
/<
/p>
题，
10
题共
2
0
分
)
(
) 1. The first modern
international monetary system was the _________?
A gold standard
B Bretton Woods System
C Jemaica System
D European Monetary System
(
) 2. Used to
settle official
transactions at the
IMF, ______ are sometimes called paper gold.
A dollars
B
ECUs
C SDRs
D all currencies
(
)
3.
The
____fees
are
one-time
charges
negotiated
in
advance
and
imposed
when
the
loan
agreement is signed.
A management
B front-end
C commitment
D participation
(
) 4. The person paying the money is
_______ of a cheque.
A the drawee
B
the endorser
C the payee
D
the endorsee
(
) 5. The documents will not
be delivered to the buyer until ________.
A the buyer has cleared goods
B
the goods have arrived
C the bill is
paid or accepted
D both A and B
(
)
6. If it is not stated as D/P or D/A, the
documents can be released_________.
A
against acceptance pour aval
B against acceptance
C against payment
D in either way
(
)
7.
Under_____,
no
draft
is
drawn.
It
is
also
used
as
a
means
of
avoiding
the
stamp
duty
payable on drafts.
A the
acceptance credit
B the derferred payment
credit
C the payment credit
D the negotiated credit
(
) 8. ________is the bank to which the
pricipal has entrusting the collection.
A The remitting bank
B The
collecting bank
C The presenting bank
D Both A and B
(
) 9. Which principle has the assumption
that the business will continue in operation?
A The cost principle
B The going-concern concept
C The matching principle
D Both A and B
(
) 10. _______
is the most important part of a bank letter.
A Subject
B Body
C Complimentary close
D
Signature
Ⅴ
. Translate the
following sentences. (20
分
)
1.
The
usual
way
the
drawee
accepts
a
draft
is
by
writing
or
stamping
the
word
“
ACCEPTED
”
on the face of the draft,
plus the drawee
’
s authorized
signature and the
date accepted.
2.
Banks
wiil
act
in
good
faith
and
exercise
reasonable
care
and
must
verify
that
the
documents received appear to ba as
listed in the collection order.
3.
Nonprofit
organizations
such
as
churches,
most
hospitals,
government
agencies,
and
colleges use accounting information in
much the same way that profit oriented businesses
do.
4.
用货币作为交换媒介是货币的主要职能之一。
5.
有时在借款人的要求下，由贷款人给与还款的宽限期。
1.________________________________________
______________________________________
_
__________________________________________________
_____________________________
2._______
__________________________________________________
_____________________
__________________
__________________________________________________
____________
3.________________________
__________________________________________________
____
___________________________________
_____________________________________________
4._________________________________________
_____________________________________
__
__________________________________________________
____________________________
5.________
__________________________________________________
____________________
___________________
__________________________________________________
___________
Ⅵ
.
Reading
comprehension.
You are required to
Choose the best response from A to D in the box
according to passage. Then mark the
corresponding letter on the Answer
Sheet.
（
2
< br>分
/
题，
5
题共
10
分）
< br>
As
prices
and
building
costs
keep
rising,
the
“
do-it-
yourself
”
(DIY)
trend
(
趋势
)
in
the
U.S.
continues to grow.
“
We needed
furniture(
家具
) for our living
room.
”
Says John
Ross,
“
and we just
didn’t
have
enough money to buy it. So we decided
to try making a few tables and
chairs.
”
John got
married six
months ago, and like many
young people these days, they are struggling to
make a home at a time when
the cost of
living is very high. The Rosses took a 2-week
course for $$ 280 at a night school. Now they
build all their furniture and make
repairs around the house.
Jim Hatfield
has three boys and his wife died. He has a full-
time job at home as well as in a shoe
making factory. Last month, he received
a car repair bill for $$ 420.
“
I was deeply upset about
it. Now I
have finished a car repair
course, I should be able to fix the car by
myself.
”
John and
Jim are not unusual people. Most families in the
country are doing everything they can to
save money so they can fight the high
cost of living. If you want to become a
“
do-it-
yourself
”
, you can
go to DIY classes. And for those who do
not have time to take a course, there are books
that tell you
how you can do things
yourself.
1. We can learn from the text
that many newly married people _______.
A. find it hard
to pay for what they need
B. have to learn to make
their own furniture.
C. take DIY courses run by the
government.
D. seldom go to a department store to
buy things
2. John and his wife went to
evening classes to learn how to _____
A. run a DIY shop
B. make or
repair things
C. save time and money
D.
improve the quality of life.
3. When
the writer says Jim has a full-time job at home,
he means Jim ____
A. makes shoes in his home
B. does extra work at night
C. does his own car and
home repairs
D. keeps house and looks after his
children
4. Jim Hatfield decided to
become a
“
do-it-
yourself
”
when
____
A. his car
repairs cost too much
B. the car repair class was not helpful
C.
he could no possible do two job
D. he had to raise the
children all by himself
5. What would
be the best title for the text?
A. the Joy of DIY
B. You Can Do It Too!
C. Welcome to
Our DIY Course!
D.
Ross and Hatfield: Believers in DIY
Ⅶ
.
根据信
用证要求填写下列汇票。
(2
分
/
空，共
20
分
)
2