经济金融常用英语词汇

falter

摇摇欲坠

on the hook

被套住

shore up confidence

提振市场信心

stave off

挡开

,

避开

,

liquidate assets

资产清算

at fire sale prices

超低价

sell-off

证券的跌价

有关经济的作文：

芈

螄

羂

膈

肇

袃

莃

袀

螆

袃

薀

芈

薅

羃

羁

羀

薈

肃

莂

蒈

莇

膃

Net Economy

（网络经济）

People are talking about the

螃

job or in stores. People get information from newspapers, radios, televisions, reference books

and the library.

膅

In the new economy, people do business through the

computers everywhere in the world. In the new economy, workers often work at home. They can

get

information

on-line.

They

can

communicate

with

employers

and

co- workers

by

e-mail.

Customers

芃

shop on-line. Businesses have

the products. Businesses can sell to customers anywhere in the world.

膃

In the new economy, people live a fast paced, convenient and colorful life. The whole world

develops

more

rapidly

than

before.

But

the

new

economy

is

a

double-edged

disadvantage is also obvious. For example, the Internet has led to a huge increase in credit-card

cheating. Some illegal websites offer some cheap or banned goods or -line shoppers

who enter their credit-card information may never receive the goods they want to buy and their

card

informarion

could

even

be

for

sale

on

an

illegal

website.

So

peopie

in

the

new

economy

should be more smart and knowledgeable.

腿

蚇

不景气

slump

（衰退

recession

）二板市场

the

second

board

market

膈

中国创业板

China

Growth

Enterprise

Market

首次上市

IPOs

(initial

public

offering)

莃

市场资本总额

market

capitalization

法人股

institutional

shares

芀

内部股（非上市招股）

private

company

shares

牛市

bull

market

荿

?

法律风险

legal

risk

风险管理

risk

management

羇

坚持严格的贷款标准

maintain

strong

underwriting

standards

蒃

六大风险

risks

in

6

key

areas

(U.S.

Federal

Reserve

criterion)

蚁

信用风险

credit

risk

供给学派

supply-side

economist

肁

第一产业（农业）

agriculture

(primary

industry)

螆

第二产业（工业）

manufacturing

industry

(secondary

industry)

蒂

第三产业（服务业）

service

industry

(tertiary

industry)

肂

主要经济指标

major

economic

indicators

蕿

国内生产总值

GDP

gross

domestic

product

（商品和劳务币值总和，

不包括海外收入支出）

蒅

国民生产总值

GNP

gross

national

product

（ 商品和劳务币值总和，包括海外收入支出）

薂

人均国内生产总值

GDP

per

capita

蒃

宏观经济

macro

economy

互助基金

mutual

fund

芁

扩大内需

expand

domestic

demand

薈

改善居民心理预期

inspire

the

general

public's

confidence

in

the

future

needs

蚂

鼓励增加即期消费

encourage

more

immediate

consumption

薀

长期国债

long-term

treasury

bonds

虿

支付国债利息

to

service

treasury

bonds

芇

财政赤字和债务

deficits

and

the

national

debt

螂

按原口径计算

calculate

on

the

base

line

肁

按不变价格计算

calculate

at

constant

price

莁

按可比价格计算

calculate

at

comparable

price

肆

列入财政预算支出

listed

in

the

fiscal

budget

肆

结售汇制度

the

system

of

exchange,

settlement

and

sales

蒂

经常项目顺差

favorable

balance

of

current

account,

surplus

of

current

account

袈

开办人民币业务

engage

in

Renminbi

(RMB)

business

聿

出口退税制度

the

system

of

refunding

taxes

on

exported

goods

膆

保证金台帐制度

Deposit

account

system

for

processing

trade

袂

分期付款

pay

by

installment

薀

保值储蓄

inflation-proof

bank

savings

抵押贷款

collateralised

loans

袇

住房抵押贷款

residential

mortgage

loan

货币主义者

monetarist

芆

?

计划经济

planned

economy

芃

指令性计划

mandatory

plan

技术密集型

technology

intensive

肈

大规模生产

mass

production

经济林

cash

tree

蚆

跟踪审计

follow-up

auditing

流动性风险

liquidity

risk

莆

操作风险

operational

risk

内部审计

internal

audit

莀

?

抛售

bear

sales

螀

?

配套政策

supporting

policies

莅

中国人民银行（中央银行）

The

People’s

Bank

of

China

（

central

bank

）

蒅

四大国有商业银行

4

major

state- owned

commercial

banks

螁

中国银行

Bank

of

china

膈

中国工商银行

Industrial

and

Commercial

Bank

of

China

（）

and

蒈

中国建设银行

Construction

Bank

of

China

薅

中国农业银行

Agricultural

Bank

of

China

膂

招商银行

China

Merchants

Bank

羀

?

疲软股票

soft

stock

膇

配股

allotment

of

shares

蚅

< br>?

实际增长率

growth

rate

in

real

terms

薃

年均增长率

average

growth

rate

per

annum

莈

投资回报率

rate

of

return

on

investment

羆

外贸进出口总额

total

foreign

trade

value

蚅

实际利用外资

incoming

overseas

capital

(investment)

in

place

蚀

消费价格指数

consumer

price

index

(CPI)

肀

零售价格指数

retail

price

index

（

RPI

）

螅

生活费用价格总指数

total

price

index

of

living

cost

螅

生活费用

income

available

for

living

expenses

肁

扣除物价因素

in

real

terms

/

on

inflation- adjusted

basis

薇

居民储蓄存款

residents’

bank

savings

deposit

螈

恩格尔系数（食品开支占总支出的 比例）

Engel

coefficient

袅

基尼系数（衡量地区差别）

Gini

coefficient

购买力平价法

purchasing

power

parity

(PPP)

（衡量使用不同货币的两个国家或地区的经

济水平、收入水平的一种计算法，用相等的汇率比较两种货币各自的国内购买力）

蒁

艿

片面追求发展速度

excessive

pursuit

of

growth

薆

泡沫经济

bubble

economy

经济过热

overheating

of

economy

羅

通货膨胀

inflation

实体经济

the

real

economy

袂

经济规律

laws

of

economics

市场调节

market

regulation

螇

优化资源配置

optimize

allocation

of

resources

芅

规模经营优势

advantage

of

economies

of

scale

肅

劳动密集型

labor

intensive

市场风险

market

risk

芃

?

收紧银根

tighten

up

monetary

policy

葿

适度从紧的财政政策

moderately

tight

fiscal

policy

信用紧缩

credit

crunch

加强国有商业银行内部资金调度

In

state

commercial

banks,

internal

capital

allocation

sh

ould

be

improved.

莈

合理划分贷款审批权限

Limits

of

authority

for

examining

and

approving

loans

should

be

rationally

defined.

膄

保证有市场、有效益、守信用企业的流动资金贷款

ensure

floating

capital

loans

for

well-

performing

and

trustworthy

enterprises

which

turn

out

the

right

products

for

the

right

mar

kets

蒀

膁

启动民间投资

attract

investment

from

the

private

sector

膇

适销对路的产品

the

right

products

/

readily

marketable

products

芄

国有企业

state-owned

enterprises

(SOEs)

蚃

集体企业

collectively-owned

(partnership)

enterprises

莁

私营企业

private

businesses

民营企业

privately-run

businesses

蚈

中小企业

small-and-medium-sized

enterprises

三资企业（中外合资、中外合作、外商独资）

overseas-invested

enterprises;

foreign- invest

ed

enterprises

(Chinese-overseas

equity

joint

ventures,

Chinese-overseas

contractual

joint

ve

ntures,

wholly

foreign-

owned

enterprises)

肆

肄

存款保证金

guaranty

money

for

deposits

膃

货币回笼

withdrawal

of

currency

from

circulation

吸收游资

absorb

idle

fund

蒇

经常性贷款

commercial

lending

膆

经常性支出

operating

expenses

再贷款

re-lending;

subloan

支持国有大型企业和高新技术企业上市融资

support

large

state-owned

enterprises

and

hig

h

and

innovative

technology

companies

in

their

efforts

to

seek

financing

by

listing

on

the

stock

market

蒅

改制上市

An

enterprise

is

re- organized

according

to

modern

corporate

system

so

that

it

will

get

listed

on

the

stock

market.

薁

蒀

进一步规范和发展证券市场

further

standardize

and

develop

the

securities

market

芆

增加直接融资比重

increase

the

proportion

of

direct

financing

薂

完善股票发行上市制度

improve

the

system

for

IPO

and

listing

on

stock

markets

芃

中国证监会

China

Securities

Regulatory

Commission

(CSRC)

艿

深圳证券交易所市

Shenzhen

Stock

Exchange

莆

上海证券交易所

Shanghai

Stock

Exchange

羃

综合指数

composite

index

纳斯达克（高技术企业板）

NASDAQ

（

National

Association

of

Securities

Dealers

Auto

mated

Quotation

螀

肈

主板市场

the

main

board

蒆

?

通货紧缩

deflation

中国现代化建设分三步走的战略

the

three-step

developme

nt

strategy

of

China’’s

level

of

development

is

expected

to

be

on

par

with

the

mid-ranking

developed

countries

莄

蒂

与世界经济的联系将更加紧密

be

more

closely

linked

to

the

world

economy

中国巨大的市场潜力将逐步转化为现实的购买力

The

huge

market

potential

that

China

e

njoys

will

be

turned

into

tangible

purchasing

power.

肀

适应市场经济需要的法律法规体系还不够健全

The

regulatory

and

legal

system

is

not

we

ll

established

as

to

adapt

to

the

demand

of

market

economy.

薆

经济管理体制可能会出现一些不适应

The

economic

management

system

may

not

be

rea

dily

adapted

to

the

changes.

螄

一些行业和企业可能会受到冲击

Some

sectors

of

economy

and

some

businesses

may

be

adversely

affected.

羀

立足中国国情，发挥自身优势

proceed

from

national

conditions

in

China

and

bring

our

a

dvantages

into

play

衿

扬长避短，趋利避害，迎接经济全球化的挑战

foster

strengths

and

circumvent

weaknesses

and

rise

to

the

challenge

of

economic

globalization

蚆

膅

瓶颈制约

bottleneck

constraints

蚂

放权让利

decentralization

and

interest

concessions

(in

late

1980s

and

early

1990s)

薈

深化改革

intensify

reform;

deepen

one’s

commitment

to

reform

蚆

配套改革

supporting

(concomitant)

reforms

莂

配套资金

counterpart

funds;

local

funding

of

肀

提高经济效益

improve

economic

performance;

increase

economic

returns

莇

讲求社会效益

value

contribution

to

society;

pay

attention

to

social

effect

加速国民经济信息化

develop

information-based

economy

accelerate

IT

application

in

eco

nomy

螅

螃

拉动经济增长

fuel

economic

growth

螂

利改税

substitution

of

tax

payment

for

profit

delivery

莀

费改税

transform

administrative

fees

into

taxes

袅

债转股

debt-to-equity

swap

膄

头寸宽裕（头寸紧缺）

in

an

easy

position

(tight

position)

芀

朝阳产业

sunrise

industry

腿

招标投标制

the

system

of

public

bidding

for

project

羅

充分发挥货币政策的作用

give

full

play

to

the

role

of

monetary

policy

薅

实施积极的财政政策

follow

a

pro- active

fiscal

policy

向银行增发国债，

扩大投资

The

government

issued

additional

treasury

bonds

to

banks

to

increase

investment.

羂

羈

再注资

recapitalization

肅

放松银根

to

ease

monetary

policy

羆

信息经济

IT

economy

葿

外向型经济

export-oriented

economy

羁

?

息时代

information

age

膅

全球化

globalization

（全球性

globality

）

肂

?

信誉风险

reputational

risk

膁

风险评级

risk

rating

蝿

到期不还贷

default

on

a

loan

芅

资不抵债

insolvency;

be

insolvent

蒃

亚洲金融危机

Asian

financial

crisis

(1997-98)

袃

投资（贷款）组合

investment

(loan)

portfolio

蒈

外汇储备充足

sufficient

foreign

exchange

reserves

芅

中国金融业问题

problems

with

financial

sector

in

China

袄

储蓄比例过高

the

excessively

large

proportion

of

savings

in

the

money

supply

莁

国有企业产负债率过高

high

leverage

ratio

of

the

state-owned

enterprises,

国有独资商业银行不良资产比例过高

high

ratio

of

non-performing

loans

of

the

state

co

mmercial

banks

芇

少数中小存款金融机构不能支付到期债务

insolvency

of

a

handful

of

small

and

medium-

sized

financial

institutions

莅

芅

不良贷款

non-performing

loans

肃

防范和化解金融风险

address

financial

risks

提高企业借贷和行使民事责任的能力

improve

enterprises’

creditworthiness

and

ability

to

fulfil

their

civil

liabilities

莀

蒄

监事会

supervisory

board

莂

实行谨慎会计制度

adopt

prudential

accounting

standards

蒁

五级分类法划分贷款质量

the

five-category

asset

classification

approach

聿

金融资产管理公司

financial

asset

management

companies

薄

分离和收回不良资产

substantially

reduce

the

ratio

of

non-performing

assets

螃

分业管理、规模经营

business

segregation,

economy

of

scale