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四级预测作文（
2017.6
）
（一）
Directions
:
For
this
part,
you
are
allowed
30
minutes
to
write
a
short
essay
entitled
Mobile
Payment
following the
outline given below. You should write at least
120
words but no more than
180
words.
1.
现在移动支付（手机支付）已经成为一种时尚；
2.
移动支付有很多好处，但也有安全隐患；
3.
我的建议。
Mobile Payment
Driven
by
the
explosive
growth
of
online
shopping
as
well
as
Internet
financial
services,
mobile payment
is
becoming
more
and
more
popular.
It
is
believed
that
a
majority
of
you
have
benefited
from
mobile
payment
apps
such
as
Alipay
and
Wechat
payment
.
Mobile payment is
both
fast
and convenient.
It
allows users to
make instant
online,
in-store
and
vending
machine
payments,
and
generally
go
about
their
daily
lives
without needing to
carry cash or a physical wallet. As for
businesses, especially small
businesses, mobile payment
enable them to
keep thier
operating costs low, increase
sales
volume,
and
give
their
customers
the
convenient
experience
and
payment
flexibility to
compete with larger retailers. Despite all the
advantages presented above,
mobile
payment
systems
are
prone
to
fraud.
If
the
users
’
personal
and
financial
information
falls into the possession of
fraudsters
, then they can
defraud
the users
of
their money.
Therefore,
high security
risk
is the key factor users should
take into consideration
when
making mobile payments. They should pay attention
to carefully protect their
payment
accounts
and
passwords
.
Meanwhile,
governments
should
develop
a
supportive
regulatory
environment
in
order
to
effectively
manage
the
potential
risks.
点评：
移动支付的快速发展给人们的
生活带来了便捷，
人们甚至不用带现金和钱包出门，
只要将智<
/p>
能手机上的支付
APP
打开，经过简单的
程序就能完成各类支付。但是与此同时，移动支付
对支付的安全提出了更高的要求。
伺机已久的黑客们也抓住这一新兴产业的漏洞，
将手伸进
人们的“移动口袋”里。因此，用户在使用过程中应保持高度警惕，另外，政府部门也应该
提升相关的监管力度。
文章第一段指出移动支付盛行这一现象；
第二段分析了移动支付的利
弊；第三段作者结合自己的观点提出建议。<
/p>
Alipay
和
Wechat
payment
都是手机支付的常用
APP<
/p>
，分别指支付宝和微信支付；
go
about
one
’
s daily
lives
意为“忙于日常生活”；
be prone to sth.
意为“易于受……的影响；
有……
的倾向”；
fall into the
possession of sb.
意为“被某人占有
; <
/p>
落入某人手中”；
fraudster
意
为
“行骗者”；
defraud sb. of
sth.
意为“从某人处骗取某物”；
high
security risk
意为“高度的
安全风险”
；
take sth. into consideration
意为
“考虑到，
顾及”
；
payment accounts and passwords
意为“支付账号和密码”。
supportive regulatory
environment
意为“有力的监管环境”。
（二）
Directions :
For this part,
you are allowed 30 minutes to write a short essay
entitled
Should We
Help
Strangers
following the outline given
below. You should write at least
120
words but no more
than
180
words.
1.
目前，许多人不愿意去帮助陌生
人，认为这样会给自己带来麻烦甚至是危险；
2.
出现这一现象的原因；
3.
我对这一问题的看法和建议。
Should We Help
Strangers?
A proverb
says “
You may be happier
than princes, if you will be more
virtuous.
”
Helping strangers
has always been considered as a treasured virtue
of mankind. But
nowadays, people tend
to be cautious of strangers because of the
frequent occurrence
of
blackmails
after offering
help to
strangers.
Some
are
even
unwilling
to
do
any
good deeds as they think
helping others involves risks of getting hurt or
cheated.
Who
should
be
blamed
for
turning
blind
eyes
to
those
in
need?
Is
it
the
moral
declining of the whole
society? Its real reason lies in the lack of
necessary protection
for those warm-
hearted people. In addition, the corruption of
social mores
, and bad
influences of negative cases have
worsen the problems.
Just
keep in
mind
“
Virtue is
bold,
and goodness
never
fearful.
”
Don
’
t
hesitate to
help others.
One good turn
deserves another.
Accordingly,
government should work
out a
Good Samaritan law
to
protect those who
reach out to
the strangers in need.
点评：
文章由名人名言引出话题，指出帮助他人是人类的美德，但是近来频繁爆发的“讹诈事件
”
让人们对陌生人产生了高度的警惕性，
因为害怕受害或受骗，
甚至不愿意去帮助那些真正需
要帮助的陌生人。第二段指出了这
个问题的根本原因在于施善人群得不到保护，除此之外，
社会道德的败坏以及不良事件的
负面影响导致问题的恶化。
第三段结合名人名言倡导人们应
该毫
不犹豫地去帮助他人，
好人终有好报。
相应地，
政府应该制定相关的法律来保护那些
“热
心”人。
You may be happier than
princes, if you will be more virtuous.
意为“如果你能多做善事，你会
比王子还要幸福”；
black
mail
意为“讹诈，勒索”；
turn blind
eyes to
意为“对……视而不
见”；
social mores
意为“社会风气”；
Virtue is
bold, and goodness never fearful.
意为“美德
和善良从来无所畏惧。
”
；
One good turn deserves another.
意
为
“善有善报。
”
；
< br>Good Samaritan
law
意为“善良的沙
玛利安法”，指鼓励和保护见义勇为者的法律。
reach out to sb.
意为“伸
出援助之手帮助某人”。
（三）
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