dorm中外消费文化差异的英语作文

China needs traditional

“

old lady

”

spirit

--advocate living within our income

A

Chinese

old

lady

and

an

American

old

lady

are

going

to

heaven.

Before

them

seeing the god, they

chat. “It

is so great that I can afford to purchase a house at the end of

my life after hard working for a

lifetime.” the

Chinese old lady says happily.

“Well

, I feel

happy

for

my

loan

of

a

house

and

it’s

finally

been

paid.

”

the

American

lady

responds.

Many years later, similar scene replays except for the reply of the American lady--because

of

the

break

out

of

the

subprime

crisis,

quantities

of

Americans

are

on

the

brink

of

bankruptcy and can not afford the loan, leaving more or less debt for their children. This is

a famous story on the argument of which consumption is more worthwhile to advocate,

over consuming or living within our income? People rarely reach an absolute consensus

on such a controversial issue.

At present, some people think over consuming is reasonable and necessary; while

others claim living within our income is better. Both sides have their merits. Undeniably,

Chinese

economy

has

rapidly

developed

in

recent

years.

As

the

society

advances

amazingly, people

’

s demands have become increasingly diversified and outspread. In the

process of modern urban

development, we often find

ourselves

in

a

financial dilemma.

Admittedly,

advance

consumptions

bring

many

benefits

and

conveniences

to

our

life.

However, along with the positive effects, they have resulted in new social problems, such

as financial crisis and credit crisis. After careful consideration of both sides, I am inclined

to take sides with the latter. Carefully weighing in mind, we will find that the harm of over

consumption in China outweighs its merits. The living way of proportion expenditure to our

income

is

more

rationalized

and

suitable

to

us

as

well

as

our

Chinese

basic

national

conditions.

Many people argue that

“American

people are shrewder because they make full use

of their money and enjoy a higher quality life

”

.

They consider that Americans are brave

to spend money of the future and enjoy their personal life

—

which benefits both civil life

and country

’

s economic development, unlike Chinese people live a hard life for several

tens of years but only can relax and enjoy life in old age. Therefore they draw a conclusion

①

that we should dispel apprehensions and act with courage to spend future money.

At first thought, this opinion seems to be sensible and sound. But on second thought,

we will find that it is not often the case.

On

the

first

place,

although

the

pattern

of

over

consumption

offers

people

more

short-term benefits and help the increase of GDP

, this pattern of consumption is threaten

by economic crises, which are especially caused by

“

bubble economy

”

. The United States

sub-loan

crisis

is

a

good

illustration

of

this

point.

With

advance

consuming

becoming

easier and more fashionable, more and more people tend to over measure their paying

abilities and consume lots of things that they used not to dare to pay for their expensive.

Growing material desires shared people

’

s eyes under the fashion of over consumption. As

too many people were too eager and panic to buy houses, a large number of consuming

demands

were

release

in

advance.

It

exacerbated

the

market

supply

and

demand

contradictions as well as the upward pressure on prices in recent years. The increasing of

these blindly advance demands, finally, greatly threatened market balance and produce a

large pressure on the market supply. Once market demands overrun supplies, economic

crises

were

not

far

away!

Therefore,

over-consumption,

supply

us

short-term

benefit

though, is not a scientific way of economic developing.

On the second place,

“

General speaking, the developments of economy is hard to

predict,

resulting

in

many

economic

policy

mistakes.

”

It

also

suits

the

live

of

common

people fine. The uncertainty of the future life increases the risk of advance consumption,

alarming

us

the

infeasibility

of

over

consuming.

There

are

many

possible

unexpected

things in the future like traffic accidents, work changes or disease breaking out. What is

more,

people

always

tend

to

eager

for

more

rather

than

just

what

they

can

afford.

Unfortunately, too many people are too young to have learned this principle. So every time

when the end of the month is approaching, these poor people find they haven

’

t have well

controlled their desire for purchase and now they are unable to carry such hurry debt. So,

as every one can image, tragedy comes into being. Those who can

’

t afford loans have got

to

borrow

more

money

from

bank

and

pay

for

their

old

debt.

As

this

vicious

circle

continues, the investment of bank is

“

incre asing

”

, country

’

s income is

< br>“

increasing

”

, GDP is

②