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作者:高考题库网
来源:https://www.bjmy2z.cn/gaokao
2021-01-28 14:02
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dorm-护理费

2021年1月28日发(作者:电热炉)


China needs traditional



old lady



spirit





















--advocate living within our income


A


Chinese


old


lady


and


an


American


old


lady


are


going


to


heaven.


Before


them


seeing the god, they


chat. “It


is so great that I can afford to purchase a house at the end of


my life after hard working for a


lifetime.” the


Chinese old lady says happily.


“Well


, I feel


happy


for


my


loan


of


a


house


and


it’s



finally


been


paid.




the


American


lady


responds.


Many years later, similar scene replays except for the reply of the American lady--because


of


the


break


out


of


the


subprime


crisis,


quantities


of


Americans


are


on


the


brink


of


bankruptcy and can not afford the loan, leaving more or less debt for their children. This is


a famous story on the argument of which consumption is more worthwhile to advocate,


over consuming or living within our income? People rarely reach an absolute consensus


on such a controversial issue.


At present, some people think over consuming is reasonable and necessary; while


others claim living within our income is better. Both sides have their merits. Undeniably,


Chinese


economy


has


rapidly


developed


in


recent


years.


As


the


society


advances


amazingly, people



s demands have become increasingly diversified and outspread. In the


process of modern urban


development, we often find


ourselves


in


a


financial dilemma.


Admittedly,


advance


consumptions


bring


many


benefits


and


conveniences


to


our


life.


However, along with the positive effects, they have resulted in new social problems, such


as financial crisis and credit crisis. After careful consideration of both sides, I am inclined


to take sides with the latter. Carefully weighing in mind, we will find that the harm of over


consumption in China outweighs its merits. The living way of proportion expenditure to our


income


is


more


rationalized


and


suitable


to


us


as


well


as


our


Chinese


basic


national


conditions.


Many people argue that


“American


people are shrewder because they make full use


of their money and enjoy a higher quality life



.



They consider that Americans are brave


to spend money of the future and enjoy their personal life



which benefits both civil life


and country



s economic development, unlike Chinese people live a hard life for several


tens of years but only can relax and enjoy life in old age. Therefore they draw a conclusion



that we should dispel apprehensions and act with courage to spend future money.


At first thought, this opinion seems to be sensible and sound. But on second thought,


we will find that it is not often the case.


On


the


first


place,


although


the


pattern


of


over


consumption


offers


people


more


short-term benefits and help the increase of GDP


, this pattern of consumption is threaten


by economic crises, which are especially caused by



bubble economy



. The United States


sub-loan


crisis


is


a


good


illustration


of


this


point.


With


advance


consuming


becoming


easier and more fashionable, more and more people tend to over measure their paying


abilities and consume lots of things that they used not to dare to pay for their expensive.


Growing material desires shared people



s eyes under the fashion of over consumption. As


too many people were too eager and panic to buy houses, a large number of consuming


demands


were


release


in


advance.


It


exacerbated


the


market


supply


and


demand


contradictions as well as the upward pressure on prices in recent years. The increasing of


these blindly advance demands, finally, greatly threatened market balance and produce a


large pressure on the market supply. Once market demands overrun supplies, economic


crises


were


not


far


away!


Therefore,


over-consumption,


supply


us


short-term


benefit


though, is not a scientific way of economic developing.


On the second place,



General speaking, the developments of economy is hard to


predict,


resulting


in


many


economic


policy


mistakes.



It


also


suits


the


live


of


common


people fine. The uncertainty of the future life increases the risk of advance consumption,


alarming


us


the


infeasibility


of


over


consuming.


There


are


many


possible


unexpected


things in the future like traffic accidents, work changes or disease breaking out. What is


more,


people


always


tend


to


eager


for


more


rather


than


just


what


they


can


afford.


Unfortunately, too many people are too young to have learned this principle. So every time


when the end of the month is approaching, these poor people find they haven



t have well


controlled their desire for purchase and now they are unable to carry such hurry debt. So,


as every one can image, tragedy comes into being. Those who can



t afford loans have got


to


borrow


more


money


from


bank


and


pay


for


their


old


debt.


As


this


vicious


circle


continues, the investment of bank is



incre asing



, country



s income is

< br>“


increasing



, GDP is


dorm-护理费


dorm-护理费


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dorm-护理费


dorm-护理费


dorm-护理费


dorm-护理费


dorm-护理费



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