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班级：国贸
1302
姓名：汪珺
学号：
1306010223
Security issues and Countermeasures of the third party payment
platform in the electricity suppliers
With the development of
the Internet, e-commerce came
into
being, many
online
trading companies similar to
“
TaoBao
”
continue to grow, becoming more and more
common.
Consumers
buy
something
through
the
network,
use
of
online
payment,
to
pay
cash
or
transfer
of
funds,which
is
the
electronic
payment,
an
important
part
of
the
e-commerce.
I
n
the
meantime,electronic
payment
often
requires
the
third
party
payment
platform
to
assist,
just
as
what
we
often
use,
the
Alipay.
So
how
to
ensure
the safety of the third party payment platform has become the key issue we need
to focus on .
A.
The third party payment security risks
cal risks caused by the incomplete security technology
Computer technology risk is mainly refers to that the Hacker using the computer
virus, Trojan horse program, phishing sites and some other computer programs to
attack
personal
and website system,
so as
to obtain the
user's payment account
and
password
and
other
sensitive
personal
present,
in
order
to
security,
the third party payment service providers generally take a lot of measures, such
as the use of different trading passwords and login password, installation of
security plug-ins, and verification code, but the illegal and criminal cases
through the third party payment account still the one hand, criminals
through
phishing
sites
or
implanted
Trojan
to
steal
sensitive
personal
information
that users input in the payment link , and then transfer money from the card . On
the other hand, the third party payment platform requires the users' real name
authentication,do a large collection of user identity information, but fail to
protect
the
users'
information
security,
which
is
easy
to
cause
the
users'
information
leakage.
Because
of
the
convenience
of
electronic
payment,
the
leakage
of
personal
information
will
cause
great
loss
to
users.
Technology
risk
has
become
the most direct threat to the security of electronic payment.
ial risks caused by the retention of money in the third party payment institutions
The use of the third party payment platform for electronic transactions can be
divided into several stages: first is the buyer to buy goods, and then use online
banking
or
other
ways
to
pay,
payment
is
temporary
exist
in
the
third
party
payment
platform,
the
seller
to
confirm
the
purchase
of
information
after
delivery,
the
goods
flow to the buyer, the final confirmation of receipt, payment will be paid by the
third
party
payment
platform.
There
is
a
problem
in
this
process,
which
is
the
problem
of
capital
retention
in
the
third
party
payment
platform
.Because
buyers
and
sellers
have no way to interfere the existence of the third party payment platform, it is
entirely
possible
if
the
third
party
payment
platform use
funds
for
investment
or
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