-
申请专业：金融工程
在我看来金融工程是一种创新、
创造
技术，
一种对金融工具、
金融手段和系
统的创造和创新技术，
一种平衡收益和风险的技术
.
它包含了数学
,
计算机
,
金融
方面的知识
,
是一门充满了趣味的交叉学科
,
而数学知识和数学模型是这
个学科
中必不可少的核心内容：
马科维茨的投资组合选择理论，
夏普的资本资产定价模
型，
Black-Scholes
的期
权定价模型以及考克斯等人的“二项式”模型正是这种
核心地位的体现。
In my
opinion, the Financial Engineering is a kind of
creative technology to
the Financial
Instruments, Financial Means and system. It used
to balance the
benefits and venture as
an interesting interdisciplinary subject. It
covers many
fields such as mathematics,
computer science and finance, in which the
mathematics and mathematical modeling
are the two main aspects of the
Financial Engineering. The Investment
Portfolio Theory of Markowitz, the capital
asset pricing model of the Sharp,
Option Pricing Model of Black-Scholes and
“Binomial” model of Cox can best
reflec
t the critical position of the
two subjects.
我
有幸选择了数学与应用数学这个专业，
在三年和它的接触了解中，
使我对
数学，尤其对数学建模有了较深的理解和体会。
(
记得第一次去听清华大学
XX
系姜启源教
授的讲座
,
他在讲座上举了一个“现实生活中的数学”例子：“
1
公
斤面
,
1
公斤馅
,
包
100
个饺子
;
若馅比
1
公斤多
,
应多包几个
,
还是少包几个
呢? ” 是这个生动、形象、富于生活气息的包
饺子问题把我领进了数学建模的
世界。
)
I am glad to
choose m
athematics and applied
mathematics. Three years’
study had
deepened my understanding of them, especially of
mathematical
modeling. (It still occurs
to me when I went to attend the class of XX
department
given by Professor Jiang
qiyuan in Tsinghua Universit
y for the
first time. “1
kilogram of flour added
with 1 kilogram of stuffing can make 100
dumplings, but
what if the stuffing is
more than 1 kilogram?” He used a very simple,
vivid and
interesting example which
aroused my interest and led me into the
mathematical
modeling world.
第一次和数学建模亲密接触是在<
/p>
05
年的暑假，我有幸参加了学校组织的数
学建模培训。经验丰富的数学老师们通过实实在在的例子告诉我们什么是数学
建模。
给我印象最深的是一个关于
SARS<
/p>
的例子：
2003
年，
< br>SARS
爆发并在世界范
围内传播，
严重影响到我国经济发展和人民生活，
定量的研究
SARS
的
传播规律
并建立数学模型预测和控制传染病蔓延成为数学工作者必须解决的问题??于
是
Logistic
回归便成为我永恒的记忆。
为
期
2
周的数学建模培训，
给
我留下的
不仅是一个个经典的数学模型，更重要
的是一份澎湃的激情和一份冷静的思考：
数学和数学建模是人类的守护神，因为有了她的
存在，人类的生存和发展才
有
条不紊
的继续着
;
那么当
SARS
病毒肆无忌惮时，当
AIDS
病毒肆意侵蚀人们肉
体
时，一个热爱数学、热爱数学建模，更加热爱生命的人能够做些什么
< br>?
The first
time I kissed the mathematical modeling was in the
summer
vacation of 2005, when I got a
good opportunity to attend the mathematical
modeling training organized by our
school. Seasoned mathematics teachers told
me what on earth the mathematical
modeling is through some existing examples,
in which the one about SARS impressed
me most. In 2003, SARS broke out and
shrouded rapidly to the whole world,
which imperiled our economic
development and people’s living.
Therefore, study on its spreading regularity
and building the mathematical modeling
for predicting and controlling its
extension had become the “Archimedes
Heels” for all mathematicians… So, the
Logistic regression has been carved in
my memory. Two weeks’ training has
presented me with a kind of passion and
calm thinking much more than just
those
classical mathematical models. As the patron saint
of our human-beings,
the existence of
Mathematics and mathematical modeling are
maintaining our
subsistence and
development. Then, when SARS ran riot, when we are
suffering
from the pain of AIDS, what
can I do as a mathematics and mathematical
modeling lover who loves life so much?
怀着这份激情和思考，
在大二的秋天，
我第一次尝试了运用数学建模的知识
去解决实际问题，
我和另外两名队员代表学校参加了全国大学生数学建模比
赛。
比赛要求结合数据对长江水质做出定量评价
，分析各地区的水质污染
;
并对未来
长
江水质污染发展趋势做出预测分析，制定污水处理计划。长达
17
页的数据和
多个评价指标对我们来说着实是个挑战
!
究竟应该选择哪些数据
?
怎样综合考虑
多个指标
?
我们尝试
了近一天，推翻了以前建立的种种模型，有好几次都被弄得
想要
放弃，是队友间的相互鼓励的力量和锲而不舍的精神让我们最终找到了自
己满意的模型：
综合指数法模型评价长江水质，
既体现
水质的各种评价因子，
又
能反映主要
污染物对水质的突出作用
;
通过多元线
性回归拟合预测未来水质污
染，
建立线性优化模型，
制定污水处理计划。
我们小组的参赛论文获北京市二等
奖。三天三夜的建
模经历，那份澎湃的激情已经渐渐平息
，取而代之的是更加
冷静的思考：
数学建模创造、
创新，
成功地解决问题依赖于扎实的数学基础知识
和
过硬的数学建模能力
;
依赖于不拘一格的创新思维和创造能力
;
还依赖于对多
方面知识的了解和积累
。
Pocketed with this passion and
thinking, I tasted to use mathematical
modeling into practice and solve the
practical problems by attending the
National College Mathematical Modeling
Contest with the other two schoolmates
on behalf of our college. It required
us to evaluate the water quality of
Changjiang River according to the data,
through which we had to analyze the
water pollution in every region and
predict the trend of it in the future. Finally
we had to bring out the plan against
it. It was really a challenge for us towards
flood of data and estimations as long
as 17 pages. We tried almost a whole day
only to filter those data and take the
evaluations into comprehensive account.
Pulling down various models we had
built before, we were so defeated that we
wanted to give
up
many times. However, we finally found the
satisfactory model
thanks to our
encouragement to each other which armed us with
full strength to
go managed to
evaluate the water quality by Composite index
model,
which could not only represent
the evaluation factors, but also reflect the main
impacts of the contaminations to the
water pollution. We predicted the future
water pollution through multiple linear
regressions fitting and brought out the
plan against it by building linear
optimization model. Finally, we got the second
prize in Beijing for our thesis. Three
days’ and nights’ modeling experience had
cooled our passion and gave us even
more calm thinking instead. The creation of
the mathematical modeling, along with
the successful solution to the problems
through it lied on the solid
mathematics foundation, strong modeling ability,
accumulation of the knowledge on
different fields, unique creative ideas and
creativity.
参加数学建模比赛的经历更加激发起我的学习兴趣，
使我在学习数学理
论的
同时更加注重它们的应用性。
除此之外，
< br>我抓住一切可能的机会再次参加实际
的
数学建模。
大三的上学期，
我有幸参加了为期
3
天的电工数学建模实习：
给某大
型运动会比赛项目排序。
由于对图论知识很熟悉，
我
很快将问题转化为寻找最佳
Hamilton
回路。
接近
87
亿种不同的排
序的数据量，
比上次的全国数模竞赛更大，
我的算法运行时间相
当长而且运行的结果也很不理想。这种情况的发生不
仅仅
没有打消我的积极性
,
反而使我的情绪高涨
,
这是人生中难得的自我考验
,
自我提
高的机会
!
通
过查询资料改用遗传算法，运行时间和结果都大大提高
.
最后成
功
地完成这次实习
< br>.
这次实习给我的感触很大，一个数学模型是否能够完美地解决
< br>实际问题还要考虑其运算成本，
实际问题不仅需要一个成功的模型还需要一个快<
/p>
速
有效的算法。
The experience from this
contest further aroused my interest in
mathematics. I began to pay more
attention to its application as well as learning
the theories. In addition, I tried to
catch every opportunity to take part in the
practical mathematical modeling. My
efforts finally rewarded when I was in the
first term as a junior. I had a chance
to participate in the 3-day electrician
mathematical modeling practice-----
classifying the sports programs for a big
sports meeting. Being familiar with the
Graph Theory, I immediately found the
way to solve the problems by seeking
the best Hamilton circuit line. Facing the
nearly 8.7 billion data files with
different orders much more than that on the
National Mathematical Modeling Contest,
I spent a long time on Algorithm
without any perfect result. I wasn’t
defeated towards this case, but so excited
instead that I could have such a chance
to challenge and improve myself. Looking
up dozens of files, I finally made a
perfect end of the practice by using the Genetic
Algorithm into full account. It needs
both a successful model and an effective
arithmetic to solve these problems. ,
which largely shortened the operation time
and improved the operation
result.
I
learnt
a
lot
from
this
practice.
I
came
to
know
that
to
build
successful
mathematics
modeling
that
can
effectively
solve the
practical problems, we must take the operation
cost
电工数模实习结束后，
浓厚的学习兴趣和电工数学实习的教训促使我和数学
系、
计算机系几名同学共同筹划并创建“数学建模沙龙”，
将计算机算法和
数
学
模型共同作为沙龙的主题。
每周二下午，
我们会组织有兴趣的同学一起，
以传授
经验、分享心得、共同思考、共同讨论的方法学习和交流数学思想和算法。传统
的
运输问题、储存问题和新兴的模拟
退火算法、蚂蚁算法都曾成为我们的讨论
话题。通过这个活动我从数学系和计算机系的同
学身上分享了更多的知识
,
他们
的思维
方
式
,
处理
问题的方法
!
到目前为止这个活动仍然在进行着
,
参加的人数
也越来越多
.<
/p>
带动了学校的一个学习热潮
,
我为此感到
非常的兴奋
!
Summarizing my failures in the
mathematical modeling electrician practice
and proceeding from my interest in this
field, I began to think of collaborating on
the “Mathematical Modeling Saloon” with
several students from mathematics
and
computer departments, taking the Computer
Algorithms and mathematical
modeling as
the two themes of the book. Every Tuesday
afternoon, we would
organized those
students interested in this field to study and
exchange the ideas
and arithmetic by
imparting experience, sharing what we learnt,
pondering
together and discussing with
each other. Both the traditional transportation &
storage problems and the modern
Stimulated Annealing Arithmetic (SAA), Ant
Algorithm have ever been the topic of
our discussion, from which I have learnt
many thinking styles and methods to the
problems from the students both in
mathematics and computer department. So
far, I am excited to see that this
activity is still in the wind with more
and more participants and it aroused a
learning upsurge in our college.
在老师的推荐下，
大三暑假，
我参加了邢永丽老师的教学改革项目——“提
高数学课堂教学质量”的结果分析。
04-05
年，邢老师在
她和其他几个数
学老
师的任课班级上
做了课堂互动的教学实践，
其数据大多以调查问卷等文字形式出
现。
此模型的特点让我马上联想到模糊数学定量分析模型，
但敢
于尝试新模型的
念头让我最后选择了
AHP
层次分析法。
通过量化数据，
应
用
AHP
层次分析法定量
分析老师的综
合素质、
授课技巧等因素在师生互动、
提高数学课堂教学质量中
所
起的作用，
得出教师的授课技巧和
课堂问题设置在课堂互动中所占分量最重的结
论，
并和邢老师合
作完成
《层次分析法在课堂互动教学效果评价中的应用》
论文，
邢
老师和我对论文都非常满意，已向多个期刊投稿并有望发表。
Recommended by
my teacher, I have participated in the Teaching
Reform
Program of Mrs. Xing
yongli----
the results analysis of
“Improving the
mathematics teaching
quality on class”. Mrs. Xing, along with some
other
mathematics teachers experienced
the class mutual activities in 2004 to 2005
with the character data files in form
of paper investigations. For this style of data
files, I finally used the Analytic
Hierarchy Process (AHP) as a creative challenge
instead of the fuzzy mathematical
quantitative analysis models, which firstly
knocked my mind. By quantitating data
and using the AHP, I succeeded in
analyzing how the overall quality of
the teachers and their teaching skills work in
improving the mathematics teaching
quality on class, from which we got the
conclusion that the teaching skills and
the way to put forward questions on class
play the most important role in the
class mutual activities. Besides, Mrs. Xing
collaborated with me on the thesis
named “The Application of Analytic Hierarchy
Processinto the Evaluation of Class
Mutu
al Activities”. Both of us were
satisfied
with this thesis and
contributed it to many presses to be published.
和数学建模一样，
金融工程的灵魂是创新思维和创造能力，
而数学和数学建
模知识在金融工程的应用更让我对这门学科充满了兴趣
;
更<
/p>
s
重要的是，金融工
程技术能给人们的生
活、
社会的稳定、
国家的发展做出重要贡献，
< br>我想这个也更
加符合我学习数学建模的初衷。
Similar with
the mathematical modeling, the soul of the
Financial
Engineering is also the
creativity. Therefore, the perfect application of
the
mathematics and mathematical
modeling into the Financial Engineering once
more surged my enthusiasm in this
field. Furthermore, the Financial Engineering
plays the important part in people’s
living, social stability and the national
development, which is my original
intention to choose this field I think.
申请专业：金融
< br>/
经济学
Economics and Finance Personal
Statement
Having a flair for Economics and
accounting I have decided that I want a
degree in Accounting and Finance or
Management. The many brilliant
representatives of the management
community around the world have
strengthened that resolve.
When I worked in my school
as a tutor of English as a Second Language for
students from a community school in
Muscat, I realized the importance of a
strong leader who could organize,
command respect, and be able to work well
with others. These ideas were further
enforced by my month long internship at
Novartis Pharmaceutical (Accounts and
Finance Department and Human
Resources
Department).
I
attended the Harvard Model Congress in Paris and
won the Award of
Distinction. One skill
in particular that contributed to this award was
my
confident public speaking.
The last 4
months have been crucial in my learning of real
world business
and economics. For my IB
Extended Essay, titled “To What Extent Does Subway
in Oman Operate as an Oligopoly”, I set
out to prove the oligpolistic structure of
the fast food market in Oman. In this
effort, I have come across many real life
complexities in pricing behaviour,
profit making and other aspects of the Theory
of the Firm. While attempting to
explain these alternate theories of firms I have
developed a keen interest in analyzing
and understanding how the world of
business works.
After an undergraduate degree in
accounting and finance or management I
plan to go onto post graduate studies
and work on an MBA. A strong
performance in a BA will allow me to
move onto an MBA and only then shall I be
satisfied.
For the last four years I have been
part of our schools volleyball team ICE.
We have retained our ISAC (Inter
Schools Activities Conference, Middle East)
title for four years. Playing in the
power hitters (spiker) position requires
immense physical fitness and to
accomplish that I regularly go to the gym for
fitness training. I am also part of my
school track and field team. Being the fastest
sprinter in the school since 11th grade
the 100m, 200m and 400m races are my
specialty even though I still pursue
long distance running. In my spare time I
explore and master the computer as I am
conversant with a Visual Basic
Programming course. It is imperative
for me to have the latest hardware and
software and I make it a point to
install everything myself. I also learn Urdu as it
is my native tongue and a link to my
culture, to maintain that is crucial.
Living in a diverse
international community of over 52 nationalities
has
allowed to me recognize and
appreciate different cultures. With the experience
I
have and the strong motivation to
craft a bright future I feel I can justify my
decision to pursue a career in
Accounting and Finance or Management.
具
有经济学的天赋和会计我已经决定，
我要在会计及财务管理或学位。
在世界各地管理界的
无数辉煌的代表都加强了决心。
当我在学校担任英语家庭教师作为第二语言从在马斯喀特社区学校的学生，
< br>我意识到一个强
有力的领导谁可以组织，
指挥的尊重，<
/p>
并能够同他人一道很好工作的重要性。
这些想法是由
诺华制药（会计及财务部和人力资源部）我一个月的实习进一步加强。
我参加了哈佛模式代表大会在巴黎，
赢得了区分奖。
一个特别的技能，
这个奖项贡献是我自
信的公开演讲。
在过去
4
个
月一直在我的现实世界的商业和经济学的学习是至关重要的。对于我的
IB
拓展
论文，标题为“地铁是否在阿曼操作多大程度上为寡头”
，我着手证明在阿曼快餐市场的
oligpolistic
结构。
在这一努力中，
我在定价行为，
营利与企业理论等方面遇到很多现实生活
中的复杂性。
虽然
试图解释企业的这些替代理论，
我已经开发的分析和理解商业世界是如何
工作的浓厚兴趣。
本科学位会计及财务或管理层后，
我打算去上研究生学习和
MBA
学位工作。在
< br>BA
的强劲
表现让我走上
MBA
学位，然后才将我满意。
在过去的四
年里，我一直是我们学校的排球队
ICE
的一部分。我们保留了
我们的
ISAC
（国
际学校活动会议，
中东）
称号四年。
在玩的权力打者
（主攻手）
位置需要巨大的体能和完成，
我
经常去健身房健身训练。我也是我校田径队的一部分。作为以来
11
年级的学校最快的短
跑运动员
100
米，
200
米和
400
米的比赛是即使我仍然追求长跑我的专长。在我的业余时
间我探索和掌握计算
机，因为我熟悉一个
Visual Basic
程序设计课程。
当务之急是，让我有
最新的硬件和软件，
我在此点安装都要亲力
亲为。
我也学乌尔都语，
因为它是我的母语和我
的文化纽带，维护是至关重要的。
生活在
52
以上国籍的多元化，国际社会已经让我认识和欣赏不同的文化。有了经
验，我已
经和强烈的动机来制作一个光明的未来，
我觉得我可以
证明我的决定攻读会计与财务管理或
事业。