-
Unit 5 The money game
Section A
5-2 Text A: Spend or save
–
The student's dilemma
Reading comprehension
①
1. Because when politicians
encourage people to spend money
to get
out of the recession, they also advise people to
save
more. Similarly, when banks offer
higher interest rates to
increase
savings they send credit card offers to let people
spend more.
2.
People
who
don't
pay
the
credit
card
bill
on
time
are
called
failing
consumers
in
trouble,
and
those
who
pay
the
credit
card
bill are called valued customers.
3. Because they are regarded as the
defender of morals and
proper
deeds.
Schools
are
the
places
where
students
learn
what
is
right and what is wrong. Parents are supposed to
have the
responsibilities to well
behave their children. Politicians
always try to impress people with their
high moral standards.
4.
Because
these
permissive
messages
are
everywhere
we
look
and
we are
constantly surrounded by the advertisement that
encourages people to spend.
5.
Because
each
advertisement
is
doing
its
utmost
to
influence
people's buying decisions and provide
information as to what
to buy, from
breakfast cereal to vacation cruises.
6. On one hand, people want to buy more
things because they
derive pleasure
from treating themselves. On the other hand,
they
try
to
control
their
appetite
and
avoid
falling
into
debt.
7.
They
can
go
to
financial
literacy
classes,
consult
with
the
school's financial aid office or seek
input from parents or
other respected
adults. They can also find a partner to help
them stay on track. Most importantly,
when having financial
troubles, they
shouldn't feel embarrassed to ask for help to
avoid more serious financial problems.
8. Concerning money issues, we should
be smart and educated,
not
affected
by
the
contradicting
messages
from
our
environment.
We should
choose a suitable way of financial management
according to our own conditions.
②
1.
–
Commercial advertisements to persuade people to
buy
their products, such as:
?
education-oriented
advertisements that provide various
courses to attract parents and
students;
?
food and
grocery advertisements
to
give on-sale
information
to
their customers;
?
health
training & maintenance advertisements designed to
target
different
age
groups
to
promote
their
fitness
services;
–
Public service
advertisements to stimulate the public
interest and push them to take actions.
2.
?
Offer
discount prices.
?
Send
giveaways.
?
Use new
technologies such as online shopping
?
Compare with other
merchandises.
3.
?
I will spend because life
is so short and I don't want to
be
thrifty
or
spend
money
carefully,
which
will
drive
me
crazy.
I only
know I should enjoy my life while I'm still young
and
healthy.
?
I
will save because with the worsening economic
situation
everywhere,
I
don't
know
what
would
happen
to
me
in
the
future.
To
be
responsible
for
myself,
I
have
to
save
some
money
for
the
future.
4.
?
When I don't have much
pocket money with me.
?
When
I want to buy something inexpensive but I can't
afford
it.
?
When
I don't have money to hang out with my friends and
classmates.
?
When I see many things I don't need surrounding
me.
5.
?
Record
how much they have spent.
?
Try to use cash instead of credit card.
?
Withdraw only certain
amount of money from bank.
?
Never borrow money from other people.
?
Only buy things they need.
5-3 Text A: Language focus
Words in use
dict
2.
paradox 3.
perspective 4.
explicit
ded 6.
derive 7.
defy
8.
retains 9.
manipulating
10.
tackle
Word building: Practice
①
1.
browser 2.
messenger 3.
consume 4.
negotiation
5.
objection 6.
reaction 7.
constitution 8.
cultivation
9.
definition 10.
expansion 11.
concentrate 12.
civilize
②
1.
concentrated 2.
messenger 3.
civilized 4.
Constitution
5.
browser 6.
objection 7.
expansion 8.
consume
9.
definition 10.
cultivation 11.
reaction 12.
negotiation
Banked cloze
1.
dilemma
2.
explicit 3.
perspectives 4.
retain 5.
derive
6.
appetite
7.
option 8.
urgent 9.
suspend 10.
manipulated
Expressions in
use
1.
referred
to 2.
at odds with
3.
put off 4.
consulting with
5.
do their
utmost 6.
took stock of
7.
on track 8.
take in
5-4 Structure
analysis & writing
Structured writing:
Practice
It
is
often
said
that
whatever
wealth
one
may
have
will
be
gone
quickly if the person only spends.
However, some people think
the
purpose
of
life
is
to
enjoy
every
moment,
so
they
spend
all
they
have
earned.
Even
though
Bryan
and
Peter
are
close
friends,
their spending habits are very
different.
Bryan is very careful about
using his pocket money. He only
spends
money
when
it's
necessary.
For
example,
when
his
pocket
money
is
only
$$50,
he
may
spend
$$20
on
necessary
stationery
for
schoolwork. He will try to deposit the
remaining $$30 in his
savings account.
In his opinion, though the amount is small,
it will help him for a possible rainy
day since people never
know what could
happen in the future.
Unlike Bryan,
Peter usually spends money at will. He often
purchases expensive electronic products
such as an iPhone and
an iPad.
Sometimes, he might buy himself an expensive
brand-name shirt or a pair of expensive
brand-name shoes.
Different from Bryan,
he never deposits extra money in a bank
after meeting his basic needs. To him,
saving money in a bank
is
something
very
silly
because
he
believes
that
he
can
always
earn
big money after he gets a decent job in the
future.
All in all, Bryan and Peter are
very different in the way they