-
英文版借款协议
借款人：
borrower:
贷款人：
lender:
抵押人：
mortgagor:
保证人：
surety :
出质人：
pledgeor:
为明确各方权利和义务，根据《合同法
》
、
《贷款通则》和其他有关
法律、法
规，订立本合同。
this contract is
made in line with the contract law of the
people’s
republic
of
china
and
the
general
provisions
of
loans
of
the
people’s
bank
of
china
to
specify
the
rights
and
obligations of parties involved.
借
贷
条
款
loan borrowing
clause
第一条
借款金额。见
36.1
article 1. amount of loan: refer to 36.1
第二条
借款用途。见
36.2
article 2. purpose of loan: refer to 36.2
第三条
借款期限。
article 3.
life of loan
3
．
1
见
36
．
3<
/p>
。
3.1 refer to
36.3
3
．
2
< br>借据或贷款凭证是本合同不可分割的组成部分。借款的实际放
款日和还款日以借款
人、
贷款
人双方办理的借据或凭证上所记载的日期为准。
除日期外，
借据
或凭证其他记载事项
如与本合同不一致的，以本合同为准。
3.2 a
certificate of indebtedness or a loan voucher is
an
integral
part
of
this
contract.
the
date
of
advance
and
payment
due
date
shall
follow
the
date
specified
on
the
certificate
of
indebtedness
or
loan
voucher
.
where
there
is
any
inconsistency
between
the
stipulations
on
the
certificate
of
indebtedness
or
loan voucher and the terms and
conditions on this contract
except
date, the latter shall prevail.
第四条
借款划付。
< br>在借款人办妥借款手续后
5
个营业日内将全部款
项划至借款人指定的账户，划付次数、时间、金额见
36
．
4
。
第五条
article
4
transferring
of
loan.
the
full
amount
of
loan
shall be transferred to an account
designated by the borrower
within 5
working days from the date of completing borrowing
procedure.
refer
to
36.4
for
the
frequency,
time
and
amount
of
transferring
第五条
借款利率和计息。
article
5. interest rate of loan and calculation
5
．
1
借款
利率。本合同项下借款利率根据国家有关规定，确定利率
见—
3
6
—．
5
。遇利率调整时，借款期限
在
1
年
(
含<
/p>
)
以下的，执行合
同利率，不分段计息；
借款期限在
1
年以上的，实行分段计息，从利
< br>率调整的次年
1
月
1
日开始，
按相应利率的档次执行新的利率；
如借<
/p>
款人未按约定时间归还借款本息或未按合同约定用途使用借款，
贷
款
人将按国家规定对借款人计收罚息，罚息率见
36
．
6
。
5.1
interest
rate
of
loan:
the
interest
rate
under
this
contract is specified in 36.5 in line
with relevant rules. in
case of change
of interest rate, the interest rate stipulated
in
the
contract
shall
prevail
for
loans
with
a
life
of
less
than
or
equal
to
one
year;
for
loans
with
a
life
exceeding
one
year,
the
interest shall be calculated on a multi-stage
basis, i.e.
from next jan. 1st
following the adjustment of interest rate,
the
new
rate
shall
prevail.
in
case
the
borrower
fails
to
repay