-
A
安全网
safety net
按可比口径
on comparable basis
按轻重缓急
to prioritize
暗补
implicit subsidy
暗亏
hidden loss
B
颁发营业执照
to
license;to grant a licence to
办理存款业务
to take deposits
保护农民的生产积极性
to protect
farmers'incentive to produce
备付金（超额准备金）
excess reserves
本外币并账
consolidation of
domestic and foreign currencyaccounts
本外币对冲操作
sterilization
operation
本位利益
localized
interest;departmentalism
奔小康
to strive to prosper;to
strive to become well-to-do
避税（请见
“
逃税
”
）
tax avoidance
币种搭配不当
currency mismatch
币种构成
currency composition
变相社会集资
disguised irregular
（
or
illegal
）
fund raising
表外科目（业务）
off-balance-sheet i
tems
（
operation
）
薄弱环节
weaknesses;loopholes
不变成本
fixed cost
不变价
at constant
price;in real terms
不动产
real estate
不良贷款（资产）
problem loans
；
non-performing
loans
（
assets
）
C
财务公司
finance companies
财政赤字
fiscal deficit
财政挤银行
fiscal
pressure on the central
bank
（
over monetary
policy
）
财政政策与货币政策的配合
coordination of
fiscal and monetary policies
采取循序渐进的方法
in a phased and
sequenced manner
操作弹性
operational flexibility
操纵汇率
to manipulate exchange
rate
产品构成
product
composition;product mix
产品积压
stock pile;excessive
inventory
产销率
current
period inventory;
（即期库存，不含前期库存）
sales/output
ratio
产销衔接
marketability
产业政策
industrial policy
长期国债
treasury bonds
敞口头寸
open position
炒股
to speculate in the stock
market
承购包销
underwrite
（
securities
）
成套机电产品
complete sets of
equipment;complete plant
（
s
）
城市信用社
urban credit cooperatives
（
UC
Cs
）
城市合作银行
urban cooperative
banks;municipal united banks
城市商业银行
municipal commercial
banks
城乡居民收入增长超过物价涨幅
real
growth in household income
持续升温
persistent overheating
重复布点
duplicate projects
重置成本
replacement cost
重组计划
restructuring plan
筹资渠道
funding
sources;financing channels
初见成效
initial success
出口统一管理、归口经营
canalization of
exports
出口退税
export tax
rebate
储蓄存款
household depos
its
（不完全等同于西方的
savingsdeposits
，前者
包括活期存款，后者不包括。）
储蓄分流
diversion of household
deposits
储源萎缩
decline in
the availability of household savings
传导机制
transmission mechanism
从价税
ad valorem tax
从紧控制
tight control
存贷款比例
loan/deposit ratio
存款保险体系
deposit insurance
system
存款货币银行
deposit money
banks
存款准备金
required
reserves
D
打白条
issue IOU
大额存单
certificate
of deposit
（
CD
）
大额提现
withdraw
deposits in large amounts
大面积滑坡
wide-spread decline
大一统的银行体制
（
all-in-
one
）
mono-bank system
呆账（请见
“
坏账
”
）
bad loans
呆账准备金
loan loss reserves
（
provisions
）
呆滞贷款
idle loans
贷款沉淀
non-performing loans
贷款分类
loan classification
贷款限额管理
credit control;to
impose credit ceiling
贷款约束机制
credit disciplinary
（
constraint
）
mechanism
代理国库
to act
as fiscal agent
代理金融机构贷款
make loans on behalf of other institutions
戴帽贷款
ear-marked loans
倒逼机制
reversed transmission
of the pressure for easing monetary
condition
道德风险
moral hazard
地区差别
regional
disparity
第一产业
the primary
industry
第二产业
the secondary
industry
第三产业
the service
industry;the tertiary industry
递延资产
deferrable assets
订货不足
insufficient orders
定期存款
time deposits
定向募集
raising funds from
targeted sources
东道国（请见
“
母国
”
）
host
country
独立核算
independent
accounting
短期国债
treasury
bills
对冲操作
sterilization
operation;hedging
对非金融部门债权
claims on non-financial sector
多种所有制形式
diversified
ownership
E
恶性通货膨胀
hyperinflation
二级市场
secondary market
F
发行货币
to issue currency
发行总股本
total stock issue
法定准备金
required
reserves;reserve requirement
法人股
institutional shares
法人股东
institutional
shareholders
法治
rule of law
房地产投资
real estate investment
放松银根
to ease monetary policy
非现场稽核
off-site
surveillance
（
or
monitoring
）
非银行金融机构
non-bank financial
institutions
非赢利性机构
non-
profit organizations
分税制
assignment of central and local taxes;tax
assignment system
分业经营
segregation of financial business
（
services
）
;division of
business scope based on the type of
financial institutions
风险暴露（风险敞口）
risk exposure
风险管理
risk management
风险意识
risk awareness