常用银行专业词汇

银行专业词汇

acquiring company

收购公司

bad loan

呆帐

chart of cash flow

现金流量表

clearly-established ownership

产权清晰

debt to equity

债转股

diversity of equities

股权多元化

economy of scale

规模经济

emerging economies

新兴经济

exchange-rate regime

汇率机制

fund and financing

筹资融资

global financial architecture

全球金融体系

global integration, globality

全球一体化，全球化

go public

上市

growth spurt

（经济的）急剧增长

have one's 'two commas'

百万富翁

hedge against

套期保值

housing mortgage

住房按揭

holdings

控股，所持股份

holding company

控股公司

initial offerings

原始股

initial public offerings

首次公募

innovative business

创新企业

intellectual capital

智力资本

inter-bank lending

拆借

internet customer

网上客户

investment payoff period

投资回收期

joint-stock

参股

mall rat

爱逛商店的年轻人

means of production

生产要素

(the)medical cost social pool for major diseases

大病医疗费用社会统筹

mergers and acquisitions

并购

mobile-phone banking

移动电话银行业

moods

人气

net potato

网虫

non-store seling

直销

offering

新股

online-banking

网上银行业

online-finance

在线金融

online client

（银行的）网上客户

paper profit

帐面收益

physical assets

有形资产

project fund system

项目资本金制度

pyramid sale

传销

recapitalize

资产重组

regional corrency blocks

地区货币集团

regulate

调控

sell off

变现

share(stock) option

期权，股票认购权

smart card

智能卡

slash prices

杀价

spare capacity

闲置的生产能力

strong growth

强劲的增长势头

switch trade

转手贸易

take

…

public

上市

tap the idle assets

盘活存量资产

transaction

（银行的）交易

transfer payment from the exchequer

财政转移支付

venture-capital

风险资本

virtual bank

虚拟银行

wire transfer

电子转帐

account number

帐目编号

depositor

存户

pay-in slip

存款单

a deposit form

存款单

a banding machine

自动存取机

to deposit

存款

deposit receipt

存款收据

private deposits

私人存款

certificate of deposit

存单

deposit book, passbook

存折

credit card

信用卡

principal

本金

overdraft, overdraw

透支

to counter sign

双签

to endorse

背书

endorser

背书人

to cash

兑现

to honor a cheque

兑付

to dishonor a cheque

拒付

to suspend payment

止付

cheque,check

支票

cheque book

支票本

order cheque

记名支票

bearer cheque

不记名支票

crossed cheque

横线支票

blank cheque

空白支票

rubber cheque

空头支票

cheque stub, counterfoil

票根

cash cheque

现金支票

traveler's cheque

旅行支票

cheque for transfer

转帐支票

outstanding cheque

未付支票

canceled cheque

已付支票

forged cheque

伪支票