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1. To the exporter, the fastest and safest
method of settlement is
(
B
)
A. letter of credit
B. cash in advance
C. open account
D. banker?s
draft
2. To the importer,
the most favorable method of settlement is (
C
)
of credit
B.
cash in advance
C. open
account
D. collection
3. Which of the following payment
method is based on commercial credit?( C
)
of credit
guarantee
C. collection
D.
standby credit
4. An exporter sells
goods to a customer abroad on FOB and on CIF
terms, who is
responsible for the
freight charges in each? ( A )
A.
importer; exporter
B.
exporter; importer
C. importer; importer
D. exporter; exporter
5.
International cash settlement has the following
disadvantages except
( B
)
A.
expensive
B. safe
C. risky
D. time-consuming
6. CHIPS is the electronic clearing
system for (
B
)
B.
USD
D. EUR
7. CHAPS
is the electronic clearing system for (
A
)
B.
USD
D. EUR
8. BOJ-NET is the
electronic clearing system for (
D
)
A. USD
B. GBP
9. TARGET is the electronic clearing
system for (
C
)
A. USD
B. GBP
10. CHATS is
the electronic clearing system for ( D )
A. USD
B. GBP
11.
From a Chinese bank?s
point of
view , the current account it
maintains abroad is
known as ( A )
A. a nostro account
B.
a vostro account
C. a current account
D.a home
currency account
12.
From a Chinese bank?s point of view ,
the current account maintained by a foreign
bank with him is known as
（
B
）
A.a
nostro account
B.a vostro
account
C.a current account
D.a foreign currency account
13. International trade settlement
methods are used to complete the money transfer
aroused by ( A)
A. goods
transactions
B.
services supply
C. security
investment
D. investment incomes
14. Documentary credit business is
subject to ( A )
A. UCP600
522
C. URDG758
D. ISP98
15. Collection
business is subject to ( B
)
A. UCP600
522
C. URDG758
D. ISP98
16. Standby credit
business is subject to (
D
)
A. UCP600
522
C. URDG758
D. ISP98
of
guarantee business is subject to ( C )
A. UCP600
522
C. URDG758
D. ISP98
18. London is the
clearing centre for (
B
)
A. USD
B. GBP
1
19. New York is the clearing centre for
( A
)
A. USD
B. GBP
20. Tokyo is the clearing centre for (
D )
A. USD
B. GBP
21. Frankfurt is the clearing centre
for ( C )
A. USD
B. GBP
the following documents,
the one which is not regarded as control
documents is ( D )
A.
authorized signatures
B. test keys
C. schedule of terms and
conditions
D. correspondent
arrangement
23. The seller should
arrange for the insurance of the goods
transportation under ( C )
24.
（
A
）
cheque can be cashed over the counter
of paying bank.
A. An open
B. A crossed
C. A general crossing
D. A special crossing
25. The effect of a blank endorsement
is to make a negotiable instrument payable to
the
（
C
）
A. specified person
B, order of a
specified person
C. bearer
D. named person
26. If the bill is pay
able
“60 days after date”, the date of payment is
decided according
to
（
C
）
A. the date of
acceptance
B. the date of
presentation
C.
the date of issuance
D. the date of maturity
27. The party to whom the bill is
addressed is called the
（
B
）
A. drawer
B.
drawee
C. holder
D. payee
28. When financing is without recourse,
this means that the bank has no recourse to
the
（
D
）
if
such drafts are dishonored.
A. payer
B.
drawee
C. acceptor
D.
drawer
29.
The
（
C
）
of
a promissory note assumes the prime liability to
make payment of
the note.
A.
holder
B. drawee
C. maker
D. acceptor
30.
The bill which must be presented for acceptance is
（
B
）
A. the bill
payable at xx days after date
B. the bill payable xx days after sight
C. the bill
payable on a fixed date
D.
the bill payable at sight
31. In order
to retain the liabilities of the other parties, a
bill that has been dishonored
must be
（
A
）
A. protested
B. given to the
acceptor
C.
retained in the files
D. presented to
a bank
32.
（
C
）
is
not a holder of a bill
A. Payee
B. Endorsee
C. Drawer
D.
Bearer
33. Which of the following is a
relative essential item of a bill
?
（
B
）
A. amount
B. tenor
C. payee
D.
drawee
34. An endorsement ,which
prohibits the further negotiation of the
instrument ,is
called
（
D
）
endorsement .
A.
qualified
B.
general
C.
specific
D.
restrictive
35. A check is a
（
D
）
draft drawn on a bank
2
A.
time
C. direct
D. demand
36. The act which
is never involved in promissory note business is
（
C
）
ement
or
ance
tation
37. The act which is never involved in
check business is
（
C
）
ement
or
ance
tation
38. The acceptor of a
bill is the person who originally named as ( B
) of the bill.
A. drawer
B. drawee
er
39. The first holder of a bill is the (
C
) of the bill
A. drawer
B. drawee
or
40. Among the following crossed
cheques, the one which contains the words (
D )
is a special crossed cheque.
A. banker
B. not
negotiable
C.
A/C payee
D. Bank of China
41. The means of
authenticating payment order in mail transfer is
the
（
D
）
A.
SWIFT authentic key
B.
schedule of terms and conditions
C. test key
D.
authorized signatures
42. The means of
authenticating payment order in telegraphic
transfer is the
（
C
）
A.
correspondent arrangement
B. schedule of terms and conditions
C. test key
D. authorized signatures
43.
Which of the following is not a method of
remittance?
（
C
）
A.
M/T
B. T/T
C.
T/R
D.
D/D
44. Open account as a payment
method is usually used when
（
D
）
are sold
u
nder the seller?s market
condition
are badly needed
by the buyer
are of special standards
or special specifications
are sold
under the buyer?s market condition
45. If the reimbursement instruction
written on the payment order is
exp
ressed as ?in
cover , we
have credited your A/C with us?, the A/C
relationship between the
remitting bank
and the paying bank must be(
A
)
A. the paying bank maintains an A/C
with remitting bank
B. the
remitting bank maintains an A/C with paying bank
C. both remitting bank and paying bank
maintain their A/Cs with a third bank
D. remitting bank and paying bank have
their A/Cs with two different banks
46.
If the reimbursement instruction
written on the payment order is expressed as
?
in
cover, please debit our
A/C with you
?, the A/C relationship
between the remitting
bank and the
paying bank must be( B )
A. the paying
bank maintains an A/C with remitting bank
B. the remitting bank
maintains an A/C with paying bank
C.
both remitting bank and paying bank maintain their
A/Cs with a third bank
D. remitting
bank and paying bank have their A/Cs with two
different banks
47.
If the
reimbursement instruction written on the payment
order is expressed as ?
in
cover, we have authorized Bank A to
debit our A/C and credit your A/C with
them
?,
the A/C relationship
between the remitting bank and the paying bank
must
be(
C
)
A. the paying bank maintains an A/C
with remitting bank
3
B. the remitting bank
maintains an A/C with paying bank
C.
both remitting bank and paying bank maintain their
A/Cs with a third bank
D. remitting
bank and paying bank have their A/Cs with two
different banks
48.
If the
reimbursement instruction written on the payment
order is expressed as ?
in
cover, we have instructed Bank X to
transfer the proceeds to your A/C with bank
Y
?,
the A/C relationship
between the remitting bank and the paying bank
must be
(
D
)
A. the paying bank maintains an A/C
with remitting bank
B. the
remitting bank maintains an A/C with paying bank
C. both remitting bank and paying bank
maintain their A/Cs with a third bank
D. remitting bank and paying bank have
their A/Cs with two different banks
49.
It will be more convenient if the collecting bank
appointed by the seller
（
B
）
A. is a large bank
B. is the
remitting bank?s
correspondent in the
place of the importer
C. is in the exporter?s country
D. acts on the
importer?s instructions
50.
Under D/P, the documents will not be delivered to
the buyer until
（
D
）
A.
the goods have arrived
B. the documents have arrived
C. the
documents are presented to the buyer
D. the bill is paid by the
buyer
51. Under D/A, the documents will
not be delivered to the buyer until
（
D
）
A.
the goods have arrived
B. the documents have arrived
C. the
documents are presented to the buyer
D. the bill is accepted by
the buyer
52. In collection business,
banks are obligated to check the documents
received to see
that
（
C
）
A.
they are authentic
B. they are regular
C. they are the same as
those listed in the collection instruction
D. they are in
the right form
53. A bill of exchange
which is accompanied by shipping documents is
known as
（
B
）
A. a clean bill
B. a documentary bill
C. a clean
collection
D. a
documentary collection
54. In
documentary collection, after the goods have been
shipped, the exporter
presents the
documents to
（
C
）
for collection
A. the collecting bank
B. the reimbursing bank
C. the
remitting bank
D. the opening bank
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