-
Structure
组织结构
Umbrella organization:
伞式组织
：
?
It
supports
the
Board of Director
in
managing the entire bank
.
该组织为董事会管理整个银行提供支持。
?
Some
members
of
the
umbrella
organization
are
simultaneousl
y(
同
时
地
)
members of the Board of Directors.
伞式组织的部分成员同时也是董事会成员。
?
Joseph
Fieldman
is one of the members of the
Board of Directors.
约瑟夫·费曼是董事会成员之一。
?
Subordinated
（次级的）
to umbrella organization are
three
divisions:
伞式组织属下有三大分部
Investment Bank(IB):
投资银行部：
?
Clients
are
normally
private
and
public
institutions
as
well
as
medium-sized
and
global
or
national companies.
客户通常是私人机构、公共机构、中型公司
、国际公司或国内公司。
?
Every
client has its own
contact person.
每个客户都有自己的联系人。
?
IB
offers
capital market products
on a
worldwide
basis.
投资银行部在全球各地提供资本市场产品。
Private and business
clients(PBC):
私人和企业客户部：
?
This division
is the
biggest and most important
one of Euro-bank and services
private clients
and
small businesses
in
investments.
这是欧陆银行最大、最重要的业务部门之一。为私人客户和
小型企业提供投
资服务。
?
The
focus
of the clients
segments is
in
Europe
,
but also in
other countries of the
world.
该部门的重点客户群在欧洲，但也分部在世界上的其他国家。
Estate
Investments(EI):
房地产投资：
?
EI manages
real estate
and
industrial holdings.
不动产投资部管理的是房地产和工业不动产。
?
Although this
division is rather
insignificant
, the group
will not
withdraw
（撤
销）
from this sector in the
foreseeable future
as it is of
strategic importance.
该部门虽然分量很轻，但是该集团在可预见的未来里都不会撤出这个领域，
因
为它具有重要的战略意义。
Strategy
战略
Concentration on the
core
business:
专注于核心业务
Sale:
销售
?
Euro-bank
sold
branch
offices
in
the
USA
which
offered
services
like
client
advisory, management
of bank accounts
and
investments.
欧陆银行售出提供客户咨询、银行账户管理，投资等服务的
美国分支机构。
?
Some
of these services
were replaced by online
banking.
这些服务有些被网上银行取代。
?
Numerous
advisory services
were
hived
off
（独立出来）
to
release resources
for the sector of
PBC.
多项咨询服务已被分离出来，以便释放资源提供私人
和企业客户部使用。
Restru
cturing
:
重组
?
Costs
could be
decreased
by
restructuring
measures
or the
dismissal
（解雇）
of employees.
可通过重组措施或解聘雇员工来降低成本。
?
The
return
on
net
asset
could
be
increased
by
a
rearrangement
of
the
risk
assets
and a
share buyback.
可通过风险资产重组和股份回购来提高净资产收益率。
Acquisitions
:
收购
?
To provide
private clients
with a more
individual
advisory service, Euro-bank
acquired
the
English private bank Best
Consult
which is
leading
in this sector
and has a wide range of
experience
in investments
for private clients.
为了向私人客户
提供更加个性化的咨询服务，
欧陆银行收购了英国私人银行
贝恩
斯，
该银行是一家领先的私人银行，
在私人客户投资业务方面经
验丰富。
Principles
原则
Company principles:
公司原则
?
All
divisions
and
umbrella
organizations
as
well
as
investment
advisers
are
obliged to comply with
these principles. They include:
所有部门和伞式组织以及投资顾问都有义务遵循这些原则，包括
Shareholder
’
s
rights:
股东股利
?
They
include
the
acquisition
and
free
sale
of
shares,
the
exercise
of
voting
rights
as
well as the
participation in the
company
’
s profits
包括购买和自由出售股份、行使表决权以及分享企业利润。
Duties of the
Board of Directors
and
Supervisory Board:
董事会和监事会义务：
?
They are
obliged to
comply
with the
interests of Euro-bank
.
董事会和监事会有义务服从欧陆银行的利益。
?
The
Board
of
Directors
decides
on
the
strategy
of
the
company
and
must
inform
the
Supervisory
Board
about
the
situation
of
the
group
on
a
regular
basis.
董事会对企业战略做出决定，并须定期向监事会通报集团情况。
?
When
the
Board
of
Directors
decides
on
the
company
strategy,
the
supervisory
Board
must approve it
.
董事会对企业战略做出决定时，须由监事会批准。
Compensation:
薪酬
?
The
compensation
of
the
members
of
the
Board
of
Directors
will
be
determined by the
supervisory Board
whereas
the
Board of Directors
decides
in the compensation
of the
senior managers
of
the group.
董事会成员的薪酬由监事会决定，而董事会决定集团高级管理人
员的薪酬。
Transparency
透明度
?
Is not ensured
if financial reports are not provides in a timely
manner, at optimum
every financial
quarter
.
财务报告如果提供不及时，则无法确保透明
度，最佳是按季度提供报告。