perth什么意思银行英语口语

2021年1月19日发(作者：atsushi)
1. I'd like to open an account in your bank. Should I take a number first?
我想在你们银行开户。我要先取号码牌吗？

2. What's your interest rate for your checking accounts?
你们的活期存款利率是多少？

3. I'd like to transfer my account.
我要转帐。

4. I'd like to withdraw NT$$10,000 from my account.
我想从户头提领一万元出来。

5. I'd like to report the loss of my credit card and cancel it.
我要办理信用卡挂失并取消那张卡。

6. I'd like to exchange some U.S. dollars. What's today's exchange rate?
我想兑换一些美金。今天的汇率是多少？

7. Where's the ATM? / Do you have an automatic passbook entry machine?
自动提款机在哪里？
/
你们这里有没有存折自动补登机？

8. Do you offer an inter-bank transfer service?
你们有跨行转帐的服务吗？

9. My credit card is expired. Can you renew it for me?
我的信用卡过期了。可以换发新卡给我吗？

10. Can my credit limit be increased?
我的信用额度可以提高吗？



新开帐户

What kind of account did you have in your mind?
你想开哪种帐户
?
Do you like to open a current account?
你想开一个活期存款帐户吗
?
A deposit or current account?
定期还是活期
?
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头
?
There's a service charge for the checking account but no charge for the savings.
支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是
100
美圆。

Five yuan is the minimum original deposit.
最低起存款额是
5
元。

You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以
50
美圆的起存额开立储蓄帐户。

Even one yuan is all right.
甚至一元也可以起存。

Here is your pasbook. Please bring it back when you deposit or withdraw money any
time you like. Keep it well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account.
我想开一个活期存款帐户。

I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。

I have a checking account here.
我在这里有一个支票存款帐户。

I think I'd like a deposit account.
我想要开个定期存款帐户。

Can I open a current account here?
我能否在这儿开个活期存款帐户？

I want to open a deposit account with you.
我要开个储蓄帐户。

I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？

Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。

Will 100 yuan be enough for a minimum deposit?
100
元作最低存款额够吗？

I'd like to know whether a 200 yuan deposit will be enough for opening a checking
account.
我想知道开一个支票帐户
200
元存款是否够。

Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？

Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？

How much does each account cost?
每个帐户要花多少钱？



Useful Phrases
current deposit, current account
活期存款

fixed deposit, fixed account
定期存款

fixed deposit by installments
零存整取

joint account
联名存款帐户

to open an account
开户头

存款

How much do you want to deposit with us?
你想在我们这存多少？

How much do you wish to pay into your account?
你希望在你的户头上存多少？

How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？

How much cash do you plan to deposit in your account?
你有多少钱要存入呢？

I think you may deposit your money with the bank, or leave it here for temporary
safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。

Would you please fill in the depositing form, giving the sum of money you're to
deposit as well as your name, address and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？

I want to deposit 300 yuan in my account.
我想在我的户头上存
300
元。

I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。

I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存
200
元。

I want to deposit my paycheck.
我想存入我的工资支票。

I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。

Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗？

I'd like to cash this money order.
我想兑现这张汇款单。

I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。

Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗？

Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱？

What if I overdraw?
如果透支了怎么办？

Please sign your name on the bottom line if you want to cash the check.
如果想兑支票，请在底线上签名。

Please write your account number on the back of the check.
请在支票背面写上你的帐号。

We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有
5
元。

Please endorse the cheque.
请背签这张支票。

The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的
1.5%
。

Here's the cheque book. When you send a cheque by post be careful to cross it, but
if you wish to cash a cheque yourself, you must leave it
这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑
现支票，就 不可打叉线。

Each cheque you write will cost 2 dollars.
你每开一张支票将花
2
美圆。

Useful Words and Phrases
account number
帐目编号

depositor
存户

pay-in slip
存款单

a deposit form
存款单

a banding machine
自动存取机

to deposit
存款

deposit receipt
存款收据

private deposits
私人存款

certificate of deposit
存单

deposit book, passbook
存折

credit card
信用卡

principal
本金

overdraft, overdraw
透支

to counter sign
双签

to endorse
背书

endorser
背书人

to cash
兑现

to honor a cheque
兑付

to dishonor a cheque
拒付

to suspend payment
止付

cheque,check
支票

cheque book
支票本

order cheque
记名支票

bearer cheque
不记名支票

crossed cheque
横线支票

blank cheque
空白支票

rubber cheque
空头支票

cheque stub, counterfoil
票根

cash cheque
现金支票

traveler's cheque
旅行支票

cheque for transfer
转帐支票

outstanding cheque
未付支票

canceled cheque
已付支票

forged cheque
伪支票

Bandar's note
庄票，银票

取款、结余

I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。

I want to withdraw 200 dollars from my deposit account.
我要从我的定期存款中支取
200
美圆。

I want to close my account with you.
我想结束在你们这儿的帐户。

I'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款
100
元。

May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗？

Could you tell me my balance?
能否把存款结余金额告诉我？

Please let me know my balance.
请告诉我结余金额。

I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。