小职员之死金融英语银行业务情景对话

2021年1月12日发(作者：萧遘)
金融英语银行业务情景对话
A：Very well, here are the general terms of our loan policies. We pride
ourselves in having thelowest interest rate in the country for personal
loans.好的，这是贷款政策的基本条款。
全国范围内我们银行的个人贷款利率是最低的。
B：I see. So let me get this straight. If I borrow let’s say, ten thousand
dollars, how much will Ihave to pay each month?我明白。
那我就直说吧，如果我借1万美元，每个月我应该还多少钱?A：It
depends on how long you take to pay it back. If we lend you ten thousand
dollars at anannual interest rate of ten percent for forty eight months, you
would have to pay each month aportion of the loan which is called the
principal and another small portion of the annualinterest rate. This of
course is considering that you don’t default on a payment!主要取决于你
还款的时间。
如果我们以年利率百分之十贷款 1万美元给你，为期48个月，你
每月必须还一部分叫做基本额度，还有一小部分年利率。
这当然是在不考虑您拖欠还款的请款下计算的B：It sounds good
but, there is just one problem. I have a terrible credit score.听起来不错，
但是还有个问题，我信用评分很差.A：That is a very serious problem you
see, the bank must assess your personal information,past loans, assets and
any other relevant information such as your credit score in order