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2021年1月8日发(作者：茅少菊)

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How You Can Afford To Travel The World
After traveling to over 40 countries and learning valuable ways to travel hack, I ha
ve learned oneimportant rule: you do not need a lot of money (or have a high-pay
ing job) to travel. Many peopleare hesitant to travel, and hold themselves back fro
m possibly some of the most epic adventuresbecause they think that they can’
t afford the costs of traveling the world. With a few simple rulesand tips it can be e
ntirely possible to travel short or long term with little income.
In any case, if you’re going to travel the world, you’
re going to need realistic financial planning. How much are you going to save? Wh
at is the minimum you will need to get you where you want togo without starving
or feeling stranded? How do your finances look for when you return home? These
are all essential questions to have thought out before one departs on a long trip, a
nd thefollowing guidelines can help you get set to afford to travel.
Set a Travel Goal
First and foremost, create a travel goal and stick to it. By mapping out what your e
xpectations are foryour trip, it’
s more likely that you will work towards it on a daily basis. Think about the length
of thetrip and the type of experiences you hope to gain. For instance, a goal can b

e to backpack throughSouth America for three months on a $$1,000 per month bu
dget, or to live in an eco-village in Indiafor several months. With your travel baseli
ne goals outlined, it’s easier to plan for what needs to bedone to get there.
Start a Travel Fund
Unless you plan to use prior savings, you’
re going to have to save some cash to pay for yourtravels. Even if you only put $$20
0 into a travel fund every month, that’
s $$2,400 you will have savedup in one year. On top of that, anytime you come acro
ss extra cash, put it into your travel fund. Themore you’
re able to contribute to the fund, the more you will be able to stretch out your bud
getand ultimately make your trip more flexible and enjoyable. This takes financial r
esponsibility, and bymaking a commitment to yourself to not tap into those saving
s you will reach your goal sooner.
Get Your Finances in Order
A couple of months before you are due to travel, make sure to get every single on
e of your financesin order so that you are not accumulating late fees or paying for
things you simply don’t need whileyou’
’re abroad. Call your car insurance company to let them know you won
t be driving your carand have them freeze your account until you return. If you do
n’
t plan to use your cell phone onyour trip, you can ask your service provider to also
freeze your account until you return so you’

renot paying for a monthly plan that you will not be using. This goes for wireless i
nternet as well. Forstudent loans or other bills you can’
t get around paying, make sure to have enough money in yourbank account to co
ntinue to pay them. Make sure you can log in and pay all of your bills online using
a credit card, or set up auto-pay if you think you might not have access to the inte
rnet for extendedperiods of time.
Take Advantage of Credit Card Sign-up Bonuses
The single most expensive portion of your travels is likely to be your plane ticket.
One of the mostvaluable travel hacking tricks I have picked up over the last couple
of years is signing up for a co- branded credit card to earn free airline miles. By ge
tting a new card or two each year I have beenable to cover almost all of my flights
using airline miles earned from the sign-up bonuses offeredwith the cards.
Many travel rewards credit cards have a sign-up bonus of 50,000 points, which is e
nough for a free, round-trip flight to almost anywhere in the world. When you sign
up for a credit card that does havea bonus, you usually have up 90 days to meet a
minimum spend requirement, which can be $$1,000 to $$3,000. The minimum spen
d is easier to meet than you’
d think, and on Well Traveled Mile thereare a lot of creative suggestions on how to
do it. By earning rewards points you can easily save $$1,200 on a trip by not payin
g for an airfare.
Cut Back on Conveniences
It’

s true, we all love our conveniences and luxuries, but if you cut out many of those
you will savemore money than you would think. Sure, watching shows on demand
is great, but in the age of theinternet there is really no reason to pay for expensiv
e television programming, especially if you’
relooking for ways to afford to travel the world. Instead of buying a $$3 cup of coff
ee, make it at home. Live close to work? Then save money on gas and ride your bi
ke or take the bus to work. Think aboutall the small, daily expenses you could live
without, then do it.
Cutting back on these expenses will save you more money than you
d think, and once you realizehow much money you
’
’
ve been spending it will be easier to fight the urge to spend when it’s notneeded.
Research Alternative Accommodations
The bottom line is that in today’s well-traveled world, anywhere you travel to you’
re likely to findan affordable hostel and they’
re usually clean and well kept. By staying at a hostel you can easilyfind fun and saf
e accommodation for $$10–
$$15 a night. My favorite sites are Hostelbookers andHostelworld. It pays to compa
re prices for the same hostel, and you can often save a few bucks bybooking throu
gh the cheaper website. Couchsurfing is another option available and provides fre
eaccommodation for travelers who create an online profile and request a couch. T
he benefit ofCouchsurfing is that it offers users the chance to have a local experie
nce with their host. My otherfavorite site for finding cheap accommodation is AirB

nB, and on a recent trip to Puerto Rico I wasable to save $$40 per night by staying i
n a studio listed on AirBnB instead of a hotel.